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You Will Own Nothing & Life Will Go On.

In a possible future, the U.S. introduces a government-backed stablecoin alongside traditional cash. Citizens can choose between taxable cash or tax-free stablecoin, which comes with time limits and spending incentives. This system could support universal basic income, eliminate fees, and stimulate the economy. However, it would only work in a world where ownership is replaced by access. Where you rent or subscribe to everything. While efficient, it also centralizes control, as your access to services becomes programmable. It’s a future of both opportunity and risk.

I believe the future of income, taxation, and wealth distribution in the U.S. could change drastically with the introduction of a government-backed stablecoin. Imagine a system where citizens can choose between getting paid in traditional cash or a new U.S. digital stablecoin.

Cash would remain taxable and be used primarily for industrial, business, and international purposes. It would still follow the old rules, income tax, capital gains, and inflation exposure. But alongside it, a U.S. stablecoin would emerge for internal, everyday transactions.

This stablecoin would be tax-free and come with unique features like expiration dates and scarcity-based limits. It would be designed not to be saved or hoarded, but spent quickly to stimulate the economy. Think of it as economic energy, flowing, not sitting still.

Universal Basic Income could be delivered through this system. Every citizen could receive a time-limited amount of digital currency to cover essentials like food, housing, and healthcare. No need to file for welfare, no middlemen, just a direct deposit of usable, trackable funds.

This system wouldn’t just eliminate fees and bureaucracy, it would shift the entire economy toward real-time responsiveness. The government could boost local economies instantly, react to crises faster, and reduce the need for taxes by stimulating the economy through behavior-based incentives.

In this future, Americans would have a choice: use taxable cash or tax-free stablecoin. The key difference? Cash supports long-term wealth and traditional systems. Stablecoin fuels the day-to-day economy, quickly, efficiently, and transparently.

But here’s the deeper truth: this would only work in a world where you own nothing. And that’s by design. In this system, wealth isn’t stored, it’s accessed. You wouldn’t need to own a home, a car, or even digital assets if everything is rented, leased, or delivered through subscriptions. The stablecoin becomes your access pass, not your savings account.

And while that might sound efficient, it also shifts control. If your ability to spend or access services is programmable, then so is your freedom. The power moves away from ownership and toward whoever controls the system that gives or denies access.

It’s a future full of possibility, but also full of questions.

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