In a possible future, the U.S. introduces a government-backed stablecoin alongside traditional cash. Citizens can choose between taxable cash or tax-free stablecoin, which comes with time limits and spending incentives. This system could support universal basic income, eliminate fees, and stimulate the economy. However, it would only work in a world where ownership is replaced by access. Where you rent or subscribe to everything. While efficient, it also centralizes control, as your access to services becomes programmable. It’s a future of both opportunity and risk.